FIRE INSURANCE

This insurance covers accidental loss and / or damage caused by fire, lightning, explosion, impact of falling aircraft, and smoke. Additional protection such as against riot, flood, earthquake, business interruption can be obtained.

MOTOR VEHICLE INSURANCE

This insurance covers accidental loss and / or damage to the vehicle due to collision, overturning and running off the road, theft, fire, explosion and lightning. Cover against perils such as riot, flood and third party liability can also be obtained.

MARINE CARGO INSURANCE

This class of insurance covers accidental loss and / or damage upon shipment due to the conveyance being damaged caused by fire, explosion, stranded, grounded, sunk or capsized, collision, jettison, as well as the general average charges.

ENGINEERING INSURANCE

This insurance covers accidental loss and / or damage to the material during the course of construction / erection including loss and / or damage to the properties belonging and / or bodily injury to the third party. This insurance also covers accidental loss and/or damage to the material that has been constructed / erected during the course of operational.

MARINE HULL INSURANCE

This insurance covers accidental loss and / or damage to the hull, including the machinery and the equipment caused by perils of the sea, collision, pirate, fire, explosion and other navigational perils. Type of vessels that can be insured, among others, are tanker vessel, cargo vessel, Passenger vessel (ferry), container vessel, bulk vessel, barge, tug boat, dredger, RoRo, and others.

HEAVY EQUIPMENT INSURANCE

This insurance covers accidental loss and / or damage to the collision, overturning, fire, explosion, lightning, act of God (earthquake, flood, storm), theft, faulty operation and other causes not excluded in the policy wording. Coverage of this insurance can be extended to cover riot, civil commotion, inland transit, airfreight and recovery charges. Heavy equipment that can be insured are tractors, bulldozers, excavators, cranes, forklift, asphalt mixing plants and other types of heavy equipment.

AVIATION INSURANCE

This insurance covers accidental loss and / or damage to the hull, personal accident of crew, loss of license, and liability to third party.

LIABILITY INSURANCE

This insurance covers liability to third party arising from loss and / or damage to the properties belonging and / or bodily injury to the third party, as a consequence of running the business

MONEY INSURANCE

This insurance provides coverage against money in the personal custody of the insured's authorized employees while in transit or money in premises belongs to the insured.

PERSONAL ACCIDENT INSURANCE

This bancassurance product provides financial protection to the Debtor against loan granted by the Bank if the Debtor dies due to accident or disease or being interrupted of his business due to fire, hence the loan to the Bank cannot be settled.

MICRO INSURANCE

This insurance will provide compensation to Insurance Member in case suffers from fire, explosion from gas tank or stove, falling of aircraft, smoke, eruption, tsunami, earthquake, civil commotion, impact by vehicle and death due to accidents therefrom.

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HEALTH INSURANCE

This insurance provides a comprehensive health guarantee, including security inpatient, outpatient, dental care, glasses benefits and maternity benefits.